Fuel Your Growth: Unlock Your Potential with a Small Business Loan
Funding in as little as 24 hours
Checking your rate will not affect your credit score.
Customized Funding Solutions for Every Business Size: Your Success, Your Way
Equipment financing
Programs From :
$10,000 – $5,000,000
$10,000 – $5,000,000
100% Equipment and Machinery financing for 10 years with no pre-payment penalties
Working capital Loans
Funding From :
$25,000 – $250,000
$25,000 – $250,000
We can obtain Working capital for almost any issue.
No real collateral ? No problem. Decisions in less than 48 hours
Business Lines of Credit
Access Lines
$5,000 – $250,000
$5,000 – $250,000
We can provide Unsecured Lines of Credit Tailored to Your Business Needs
Commercial Properties loans
Funding From :
$25,000 – $250,000
$25,000 – $250,000
We can finance commercial properties (51% or greater owner occupied) in some cases with as little as 10% down
A quick look at the numbers
100+
NETWORK OF BANKS &
LENDING PARTNERS
Average 98%
APPROVAL RATIO
over 10,000
COMPANIES FINANCED
$150 MM
FUNDED PER YEAR
What our customers have to say about us
USA Funding found a new bank to support a $2.3M new mortgage on my building and all other business services. It is a smaller bank but with personal service. I have developed a good relationship with my account rep and have been very happy with the service. I owe it all to USA Funding.
These advisors are true experts in navigating the complex lending process. In today’s tight credit market, their experience and relationships open doors you would otherwise never even knock on. If you need to explore getting financing, USA Funding is the best way to get your application to as many borrowers as possible.
I’ve had the pleasure to work with John Fudge directly and can’t say enough about his integrity and genuine interest in seeing my company succeed. Happy to do business with him and the rest of the team over at USA Funding in the future.
During the worst time in US history with Covid Jerry was very effective in the process of my remortgage He treated me like I was his only customer on top of everything at all times highly recommend makes you feel very comfortable during the process because it can be very stressful in obtaining business loans and I happen to be a very impatient person if you can make me happy You Gotta be the best thanks Jerry
I have nothing but great things to say about John Fudge and USA Funding. Without John’s hard work and dedication my sba loan would’ve never been approved and funded. I was able to purchase the business of my dreams all thanks to the expertise of John Fudge and USA Funding. We were in limbo on a deal for almost a year and after hiring John we were able to close quickly without any issues. He’s a magic maker! John knows the in’s and out’s of this business and it really shows. It was a pleasure working with him and his team. If you have any sort of sba funding needs John Fudge and USA Funding are your people!
Top-notch service! I am very thankful for John Fudge and his help with my commercial building purchase. He was professional, and very responsive throughout the whole process. I am currently working with him again to purchase another commercial building needed to expend my small business. I highly recommend him and his company to anyone who needs help in obtaining a loan.
Why USA Funding?
The programs you want. The service you deserve.
Our Clients
We help business owners obtain the needed capital they require and provide a swift and competent response to eliminate wasted time. USA Funding will utilize its 30 years of experience in the industry to streamline the process of obtaining funding. Our office will complete all of the paperwork and coordinate the efforts with your accountant, attorney and other professionals to bring everyone to the closing table in a timely fashion.
Why are we different?
We perform detailed inspections of our client’s financial positions free of cost. We only pre-approve customers who pass our rigorous review process. The next step is to collaborate with your CPA and other professionals to organize the entire preliminary loan package. All of our work is performed by our internal staff to minimize the stress in finding the lender. Our office takes extreme care to ensure every client meets the requirements of any lending program we suggest.
Learn more about our process.
Why Should You Choose USA Funding?
USA Funding is a Bank Servicing Firm, specializing in streamlining the extremely complicated process of obtaining funding. By utilizing our services, you can stay focused on your business while we obtain the funds necessary for growing and expanding it. USA Funding can streamline the financing process while saving you hours of wasted time.
USA Funding has over 30 years of experience generating, packaging, processing, and closing everything associated with SBA, FmHA, NJEDA and various types of commercial loans.
Looking for expert advice and guidance?
Our loan specialist is just one call away!!!
What makes us different?
We know there are many options out there. But we are different. Here’s how:
Properly Present Your Business
You only get one chance to make a first impression. Presentation, and selecting the proper lender, is the most important aspect of getting your loan approved quickly. Any irrelevant or conflicting information, financial data, or any modification in government lending programs can result in an immediate turndown for financing. Our team of professionals will eliminate all unnecessary pieces of information and put you in the best light possible to the potential lender.
Processing Time
Please note that our office only chooses to work with highly motivated borrowers, because we can only move as quickly as you do. Typical processing, for motivated clients, can range anywhere from 2 to 4 days for a pre-approval and 30 to 60 days for a closure.
Fast Approvals
We perform a detailed review of our clients’ financial situation free of cost, in order to determine their ability to obtain financing with one of our partner lenders. Our team of professionals will take a detailed application and orchestrate the entire loan package for you. We will directly coordinate with the borrower’s CPA, attorney and other professionals in order to facilitate a fast approval and then closing.
Expert Guidance
USA Funding is staffed by a team of accountants and bankers who have over 120 years of combined experience in the industry. All of our staff are familiar with the correct way of packaging and processing both government and commercial loans.
The Lender You Can Trust
USA Funding has a history of working with investors and has built trust with them. This allows us to mitigate any potential financial or credit issues that an applicant may have.
Small Business Loan for Everyone
USA Funding has different products for different situations, which allows it to provide a more tailored solution for each borrower.
Consultative Approach
USA Funding takes a consultative approach to lending, which allows us to identify and address any financial or sales/marketing weaknesses in an applicant’s business.
High Approval Rate
We understand that getting a small business loan can be a daunting task. That’s why we’re here to help. Our approval rate is among the best in the industry.
Call to speak to a loan specialist
(732) 780-9180
Frequently Asked Questions
